Unfortunately, there are certain people out there that stage car accidents. They stage car accidents in order to collect insurance claims. It can be hard to figure out if a car accident is staged. Here is a breakdown of staged car accidents.
Types of Staged Accidents
• Swoop and stop
This staged car accident has two accomplices. One car will suddenly merge in front of you and stop unexpectedly. You will probably try to swerve into the next lane to avoid rear ending the car. Unfortunately, the second accomplice has purposely occupied the lane next to you.
In this staged accident, the criminal will wait for a car to drive through an intersection. He or she will then purposely drive into the intersection. The individual will claim that you ran a light or entered a gas station to earlier. There are also fake witnesses to support the individual’s claim.
The wave strategy usually only occurs in heavy traffic. You are trying to switch lanes, and the other person yields and lets you merge. However, this individual will then press the gas and collide into your car. The individual will deny that he or she let you merge. Therefore, the accident is your fault.
• False Endorsement
This is not quite a staged accident, but it is still a scam. After a legitimate accident, you contact the other driver. The scam artist will give you numbers to a repair shop, lawyer, and doctor. All these individuals are really working with the scam artist. They will claim based on their “expert opinion” that the damage is much worse than it really is.
Tips on avoiding being scammed
A Scam artist cannot fight facts. Keep in your car a camera, pen, and paper. Use these tools to document every detail of the accident. Take pictures from every possible angle. Gather information from any drivers and passengers involved. You should also get the information of any witnesses. Gather as much information as possible. Take notes about everyone involved. You can even include information about height, weight, and any additional physical traits.
After an accident,
• Immediately, call the police. Limit talking to the other driver as much as possible. Anything you say may be used against you in court. Let the authorities deal with the accident.
• Report the accident to your auto insurance company. Do not settle the accident on site with cash. Always go through your auto insurance accident. You should always go through an auto insurance company. Your insurance is experienced with fraud accidents. They should be able to protect you.
If you are ever involved in a car accident, protect yourself and contact an Orange County car accident lawyer.